Pension08-23-11Min BOARD OF TRUSTEES
Florida Municipal Trust Fund Retirement Plan and Trust
for the Firefighters and Police Officers
Longwood City Commission Chambers
175 West Warren Avenue
Longwood, Florida
SPECIAL MEETING
MINUTES
August 23, 2011 7:00 p.m.
Present: Robert Redditt, Chair
Peter Katauskas, Vice Chair
Derek Chenoweth, Member
Marc McLarnon, Member
Scott Christiansen, Board Attorney
Jon C. Williams, Acting City Administrator/Director of Financial
Services
Sarah M. Mirus, Recording Secretary
Absent: Chris Kempf, Secretary
1. Call to Order. Chair Redditt called the meeting to order at 7:00 p.m.
2. Pledge of Allegiance. Chair Redditt led in the Pledge of Allegiance.
3. Certify Election of Trustee- Officer Derek Chenoweth.
Member McLarnon moved to confirm Officer Derek Chenoweth.
Seconded by Vice Chair Katauskas and carried by a unanimous roll call
vote with Secretary Kempf absent.
4. Approval of Minutes: October 19, 2010 Regular Meeting.
Member McLarnon moved to approve the Minutes as presented. Seconded
by Vice Chair Katauskas and carried by a unanimous roll call vote with
Secretary Kempf absent.
5. Review of Agenda Packet Material.
A. Plan Account Statements (March 2011, April 2011 and May 2011).
The Board reviewed the Plan Account Statements in detail.
Chair Redditt noted on the March 2011 . Statement it shows a Beginning
Balance of $7,231,310.17, the Contributions amount was $17,945.13, the
Earnings/ (Losses) amount was $18,576.01, the Distributions amount was
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($1,053.60) and the Ending Balance was $7,266,777.71.
Chair Redditt noted on the April 2011 Statement it shows a Beginning
Balance of $7,266,777.71, the Contributions amount was $16,398.99, the
Earnings/ (Losses) amount was $163,255.99, the Distributions amount
was $0, the Fees and Expenses amount was ($3,475.04) and the Ending
Balance was $7,442.957.65.
Chair Redditt noted on the May 2011 Statement it shows a Beginning
Balance of $7,442.957.65, the Contributions amount was $16,462.28, the
Earnings/ (Losses) amount was ($22;377.65), the Distributions amount
was ($795.61), the. Fees and Expenses amount was ($6,525) and the
Ending Balance was $7,429,721.67.
Discussion was held regarding if the members have received their Benefits
Statements and the process for how they receive those Statements.
B. Quarterly Performance Review.
Chair Redditt said this was for the period of January 1, 2011 through
March 31, 2011. He stated they had a Beginning Balance of
$6,958,024.29, the total Contributions amount was $61,921.92, the
Earnings amount was $251,244.36, the Distributions amount was
($1,053.60), the Expenses amount was ($3,35.9.26) and the Ending
Balance was $7,266,777.71.
C. Invoices.
Chair Redditt outlined the proposed invoices that were submitted in the
Agenda Packet.
Chair McLarnon moved to approve the bills as presented.
Seconded by Vice Chair Katauskas and carried by a unanimous
Roll call vote with Secretary Kempf absent.
6. Other Business.
A. Discussion on the revised ordinance amending and restating the City
of Longwood Police Officers' and .Firefighters' Pension Trust Fund.
Mr. Christiansen said a Member gave him a reminder at the last Meeting;
they discussed the fact that they did not have the Defined Retirement
Accumulation Group Obligation (DRAGO) Plan in the Ordinance. He
stated it was really a part of the pension plan, so he suggested they go back
and put that in, and that was what he had done. He said they also have
made a change in the definition of Salary, which was on page 5. He said
the Legislation which was adopted changed the definition of Salary in the
things they were allowed to include under the State Law. He said upon
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reviewing, he used the Ordinance that was prepared before, and noticed in
looking at the actuarial evaluation that the lump sum payments of sick and
vacation were now being excluded, so under Salary he needs to add under
paragraphs A and B, the following: "For Police Officers Members- the
total compensation for services rendered to the City as a Police Officer
reportable on the Member's W -2 form, plus all tax deferred, tax sheltered,
or tax exempt items of income derived from elective employee payroll
deductions or salary reductions, but excluding lump sum payments of
accrued, unused, sick or annual leave ". He stated that was what they have
now, and that was what State Law was going to require them to do going
forward. He said they needed to put that in there so when they approve
this document, they can send it to the City and get this done. He said they
also needed to put the same language under the Firefighter Members,
because it was excluded in both places. He said it was really not an
impact on the Plan, but they needed to make that clarification. He said the
next change that was dictated by the change in the State Law was the fact
that they cannot include more than 300 hours of overtime in the
calculations of the benefits. He said if they read the next paragraph down
where it says, "With respective to both Police Officers and Firefighters
Members ", he put some language in there that was needed regarding the
limitation on overtime. He said the one decision the Board had to make,
and it was good that Mr. Williams was here, was what year they were
going to use. He asked were they using a fiscal year or a calendar year for
purposes of the 300 hour limitation. He said the change in the State
statute simply says they cannot use more than 300 hours per year. He said
a lot of the people he has been talking with around the State have decided
fiscal year was the proper way to do it since the City's year was a fiscal
year, the plan year was on a fiscal year, so it makes sense to do it that way
and recommended going along with that.
Discussion was held with regards to how overtime was calculated and if
the Plan Members were aware of the amount of overtime the Member was
accruing, and the Members were no longer contributing to the Plan after
300 hours.
Mr. Christiansen stated once they get the Ordinance adopted, then
they will do the summary plan description, which was the little booklet
that describes the Pension Plan and the Benefits, and that information
would be in the summary plan description, which a copy would go out to
all the Police Officers and Firefighters. He said then they would know
once they get to 300 hours in a fiscal year, after that, it would not be
counted for pension purposes.
Vice Chair Katauskas asked if in the booklet, would there be a section
outlining what has been changed.
Mr. Christiansen said they could do that and highlight and /or underline the
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changes that were made.
Discussion was held in regards to the definition for Salary for Police
Officers and Firefighters and those changes already were being
incorporated into the proposed Ordinance.
Mr. Christiansen said one (1) additional thing they put in there in the last
sentence in the second paragraph that starts with the following: "With
respect... ", they put in there a statement that says, "Additional hours work
pursuant to the Fair Labor Standards Act (FLSA) shall not be deemed
overtime ". He said that was a clarification they felt was important and
does not know how they were treating that now. He said he assumes the
Firefighters have shift work and they were working extra time and may be
getting paid time and a half. He said the State does not deem that to be
overtime for purposes of this limitation, because the Firefighters have to
work a certain amount of extra hours in each shift every month or every
pay period. He said typically it amounts to 1.50 hours a year, but it was
really not overtime in the classic sense of the word because overtime was
usually volunteering to come in and work overtime to make extra money.
He said this was overtime, while it had to be paid as overtime, it was time
if they were working on a shift, then they have to work it as part of your
basic pay. He said the State has indicated that even if they have a
definition of basic compensation, that time was still included in basic
compensation. He said the only reason he put that in there was to make it
clear that that time was not going to count toward the 300 hours limitation
on overtime. He said the 300 hours would be over and above that Federal
Labor Standards Act time. He said another change, was he updated the
Actuarial Equivalent definition on page 3 and said they checked with the
Actuary, and they were going to move to the RP -2000 Combined Healthy
Mortality Table. He said they wanted the actual equivalency definition in
the Plan to coincide with the Mortality Table they were using in the
actuarial evaluation. He said they would be changing that very shortly,
and they suggested they make that change in this document, so that was
what they have done. He said the other significant change was what they
put in on page 38, the DRAGO Fund, and that language was close to what
was already in their plan or in the League Plan. He said he had a question
about retirement in that they would get a percentage of the amount that
was in the DRAGO Fund equal to their total years of service over the total
number of years of service in the two (2) departments. He said they would
get that fraction of the amount in the DRAGO Fund and noted it had a
limitation that it would not be more (page 39, last paragraph) than two and
one -half multiplied by the member's normal retirement benefit. He said
he thinks that means the annual retirement benefit and wanted to confirm
that with the Actuary to make sure that was the case. He said he thought
this document was ready to go at this point, if they were all okay with the
changes he had made, plus that (1) one clarification in the DRAGO Fund.
He asked for approval and said he would like to send it to the City and see
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if they can get some action.
Mr. Williams pointed out one (1) typo on the top of Page 3, where it says
"City of City of Longwood ".
Member McLarnon moved to approve the Plan as presented with
the amendments that would be included per the Attorney's request.
Seconded by Member Chenoweth and carried by a unanimous roll
call vote Secretary Kempf absent.
B. Discussion on continuing education for Members of the Florida
Municipal Trust Fund Retirement Plan and Trust for the Firefighters
and Police Officers Board.
Chair Redditt said that he went to the last Firefighters and Police Officers
Board Meeting in Tallahassee and said it was absolutely excellent. He
encouraged anyone who could, to go. He noted there was a wealth of
information and it was well run, with top flight speakers. He stated Mr.
Lee Dehner was (1) one of the speakers. He stated it was not an option
and if they were on the Pension Board, it was a requirement that they
attend within a year of becoming a Trustee, and it was in the Operating
Rules as well. He said the next upcoming meeting would be next May, if
they plan to stay on the Board.
Discussion ensued regarding the upcoming conferences that were going to
be held and requested Ms. Mirus look into the dates and costs for the
conferences.
Mr. Christensen said there were no requirements for the amount of hours
to attend and they could get a few speakers to come here. He stated he
and Mr. Dehner have done mini - conferences around the State. He said if
they were doing one in this area, they would let them know. He said they
do not do the mini - conferences to compete with longer conferences that
they would get a lot more out of. He said they have talked about getting
several boards together and having a one (1) day conference.
7. Board Attorney Report.
Mr. Christiansen said Vice Chair Katauskas' term was over at the end of July
2011. He reminded everyone to complete their Financial Disclosure Forms. He
then inquired about the status of the Meeting Minutes for January 2011 and April
2011.
Ms. Mirus stated that she was working on those Minutes, and the January and
April Minutes were outstanding. She stated Vice Chair Katauskas was approved
at the May 2, 2011 City Commission Meeting for reappointment and his term
commenced on July 21, 2011 and will end on July 20, 2013.
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Mr. Christensen said they approved the Actuarial Evaluation at the last Meeting,
and they did the drill the State requires for them to do where they declare they
expected to get a seven and one -half (7' /z %) percent investment return over the
next year, several years and long -term thereafter. He inquired if the letter went
out to the State indicating what they had done.
Mr. Williams said he would have to check his records, but he did not think it went
out to the State.
Mr. Christiansen said there was a form letter in their package. He said they have
either received or would be receiving the State money and inquired if there were
any issues.
Mr. Williams responded in the negative.
Mr. Christiansen said they mailed the check on the 22" and it had to be turned
over to the Pension Board within five (5) days of receipt and the amount they got
this year for police was $.146,000 and last year, they received $148,000, so it went
down a little. He said Fire received $82,3011 and last year, they received $82,165,
so it was almost the same. He said sometimes they do not get all of the money
and there was a cut -off in the State Statute. He then explained where the funds
came from.
8. Member Comments.
Chair Redditt said one of the things that were presented to new Trustees at the
Trustee Board was that every Board should have a listing of all the participants in
the funds they manage, and when their retirement was anticipated, they would
have an idea when people were scheduled to retire and may be asking for their
pension. He said they have people who are no longer with the City but who still
may have earned a pension.
Ms. Mirus said she was still waiting for that information from the Human
Resources Division and will forward the information to the Board upon receipt it.
Mr. Christiansen asked if they were talking about terminated vested people, their
benefit calculations should have been done and if they have not, they should be.
He said the reason for that was they may have somebody who leaves here and
they were vested, but they may not be able to collect. that benefit for fifteen (15)
years. He said it makes sense, since their benefit does not change that when
someone leaves and they were vested, they do a benefit calculation and that was
what they can receive and when they can receive it. He said if you wait, and then
fifteen (15) years go by and they come back and say they were ready to draw their
benefit, then staff would have to go back and try to find payroll numbers from
fifteen (15) years ago and sometimes those were not available. He stated why it
was very important to get those calculations done when somebody leaves who
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was vested. He said the Actuary would do those calculations for them and there
would be a fee involved.
Chair Redditt said they needed to have a current list of who was in the plan and
how many they have.
Vice Chair Katauskas said they needed to also get a cost amount of that benefit
payout and then they can set it as a motion to spend that money or not. He said it
seems like it would make sense to do so and then it was a part of the file, and they
do not. run into problems in the future.
Mr. Williams said it would also be important to point out that was going to
change, and could change daily as people leave employment that may have been
vested. He said to keep that in mind if they do that on an annual basis, and it was
only good at a specific point in time.
Vice Chair Katauskas stated the list was only good at a certain point in time, but
the calculation that was done for a person that has left was constant.
Mr. Christiansen said he thinks the standard operating procedure (SOP) should be
that if somebody leaves that was vested, they should immediately do their
calculation.
Vice Chair Katauskas said that would be part of the motion or recommendation
they would want to consider.
Chair Redditt said they should first get the list to find out how many people they
were looking at, then which category they were in. He said it can get complicated
because some people have left voluntarily, some may not have.
Mr. Christiansen said if they were vested, unless they have done something that
gives rise to forfeiture, he should know about those people.
Chair Redditt said they do have one that was in that circumstance and it was John
Zeh and he could fall into that category. He said the City was going to have to
tell him what the reason for the dismissal.
Mr. Williams said Mr. Zeh had resigned.
Chair Redditt said he did not know how much they could discuss but it was in the
newspaper. He said it was a criminal situation and he was out on bond..
Mr. Christiansen said the Board of Trustees, under State Law, has the
responsibility to make a determination as to whether the situation amounts
to a circumstance under which he forfeits and they need to know about it. He said
if they have a situation under which someone was fired for this, then he needs
someone to tell him the circumstances, and if he was a police officer.
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Mr. Williams said his hesitancy was not because he does not want to talk about it
on the public record, his hesitancy was he did not recall what the specifics were.
Chair Redditt said he had heard several stories, so it needed to be double -
checked.
Vice Chair Katauskas recommended the Board Attorney get the information that
was relevant, the accurate information.
Mr. Christiansen asked if there was an internal affairs investigation done.
Mr. Williams responded in the affirmative.
Discussion ensued regarding when Mr. Zeh had resigned from the City.
Mr. Williams said he could get all the information to the Board's Attorney.
The Board agreed Mr. Christiansen needed to receive the information.
9. Public Participation. None.
10. Adjournment. Chair Redditt adjourned the meeting at 7:59 p.m.
Robert Redditt, Chair
ATTEST:
Sarah M. Mirus, MMC, MBA, Recording Secretary
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