Pension_11-03-2021Min BOARD OF TRUSTEES
City of Longwood Police Officers and Firefighters
Pension and Trust Fund
Longwood City Commission Chambers
175 West Warren Avenue
Longwood, Florida
REGULAR MEETING
MINUTES
November 3,2021
6:00 P.M.
Present: Robert Redditt,Chair
Kevin Little, Secretary
Chris Eichler, Member
Pedro Herrera, Board Attorney(Via Zoom)
Michelle Longo, City Clerk
Absent: Bruce Kubec,Vice-Chair
Cole Copertino, Member
Judith Rosado, Financial Services Director
1. Call to Order. Chair Redditt called the meeting to order at 6:01 p.m.
2. Pledge of Allegiance.
3. Approval of Minutes: August 4,2021, Regular Meeting
Member Eichler moved to approve the minutes as presented. Seconded
by Secretary Little and carried by a unanimous voice vote with Vice-Chair
Kubec and Member Copertino absent.
4. Review of Agenda Packet Material.
A. Quarterly Performance Review (Report ending June 30, 2021).
Mr. Langley went over the quarterly report and noted the ending balance
was just over$27,000,000.00. He said he had the September numbers
and the beginning balance was just over$27,000,000.00, the
Contributions were$578,000.00,the Losses were$194,000.00 the
Distributions were $67,500.00, the Fees and Expenses were$12,000.00,
and the Ending Balance was $27,372,734.89. Discussion ensued on the
September numbers and the financial state of the Fund at the end of the
fiscal year.
B. Plan Account Statements (June 2021,July 2021,and August 2021).
The Beginning Balance for June 2021 was$27,029,499.62, the
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Contributions were$4,196.74,the Earnings were$57,389.61,the
Distributions were $22,522.60,the Fees and Expenses were$225.00, and
the Ending Balance was$27,068,338.37.
The Beginning Balance for July 2021 was $27,068,338.37, the
Contributions were $67,636.09,the Earnings were $95,877.17,the
Distributions were $22,522.60, the Fees and Expenses were$9,133.54,
and the Ending Balance was $27,200,195.49.
The Beginning Balance for August 2021 was$27,200,195.49,the
Contributions were $242,480.31, the Earnings were $313,127.14,the
Distributions were $22,522.60,the Fees and Expenses were $0.00, and
the Ending Balance was$27,733,280.34.
Secretary Little moved to accept the Plan Account Statements as
presented. Seconded by Member Eichler and carried by a
unanimous voice vote with Vice-Chair Kubec and Member
Copertino absent.
Mr. Langley mentioned there were a couple of Plan Members who
mentioned they have to come into the Finance department to get their
annual benefit statements and did not like that. He said he wanted to
bring it up to the Board to see if they had any desire to look at a different
option for disseminating that information. He also asked if anyone has
heard anything within the Fire or Police departments.
Member Eichler noted he has not heard anything and did confirm that is
how the statements are picked up.
Discussion ensued on how various Plans disseminate their statements
and if there was a reason to change the current process. It was decided
to leave the current process in place and if any further concerns are
brought up bring them back to the Board for further discussion.
C. Expense Report.
Member Eichler moved to approve the Expense Report as
presented. Seconded by Secretary Little and carried by a
unanimous voice vote with Vice-Chair Kubec and Member
Copertino absent.
D. Approve proposed 2022 Pension Board Meeting Dates.
• February 2, 2022
• May 4, 2022
• August 3, 2022
• November 2, 2022
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Member Eichler moved to approve the meeting dates as
presented. Seconded by Secretary Little and carried by a
unanimous voice vote with Vice-Chair Kubec and Member
Copertino absent.
5. Other Business.
A. Discussion regarding salary and overtime compensation for pension
purposes.
Ms. Longo said this item is related to the 1%contribution and the 300
hour overtime cap related to the pensionable wages and will read a
statement from Magdala Ridore, HR & Risk Management Director who
was unable to attend the meeting.
Unfortunately, due to prior commitments, I am unable to attend tonight's
Pension Board Meeting. Since I am unable to attend, I want to send this
statement through Michelle Longo to address the board's concerns
regarding exclusion of the excess 300 hours of OT from the pensionable
salary for Police& Fire. The board appeared to be concerned that since
the City had not implemented a cap to exclude OT hours in excess of 300,
the cap would be applied retroactively at the time of retirement.
Clarification to your concerns are provided below:
• Our payroll system, Edmunds, is not currently designed to apply a
cap once 300 hours of OT has been reached. Currently, all excess
hours are calculated towards the pensionable salary for Police &
Fire. A report of pensionable wages is sent to FLOC without any
reference to OT hours.
• The City has not and does not plan to retroactively apply a cap to
your reported pension calculations at the time of retirement. The
implementation of a cap will be applied going forward.
• HR is currently working with our payroll software programmer to
configure the system and add a feature that will enable us to add
the 300 hour cap to the OT. Once this is implemented, excess
hours over 300 will no longer be included in the calculation of
pensionable wages.
• Edmunds is optimistic they are able to add an enhancement
feature to address the excess of the 300 hour cap while also
considering the built-in overtime for Fire. This new feature should
be available by the end of the year. We will work with Edmunds to
begin implementation of the cap as soon as the feature is
available.
Again, I apologize for not being able to make the meeting tonight, but
hope to meet with you in the future. Thank you for brining your concerns
to us regarding the 300 excess hours and I will keep you updated on
progress of the new feature as we get closer to implementation.
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Please do not hesitate to call or email me. I am happy to meet with you
personally to further discuss any questions or concerns you may have
regarding this topic.
Mr. Herrera said he understood the issue to be that the pension
contributions were still being made on all overtime whether it was in
excess of the 300 hours or not. What he is hearing from the HR Director
is they are not implementing the 300-hour cap on overtime therefore it is
all being included as pensionable. He would like to confirm with the city
this is what they are doing and change the software system to implement
the cap accordingly. He was not able-to follow entirely,the statement
read.
Ms. Longo said it is her understanding the system has no way to apply a
cap on overtime and once 300 hours is reached,the 1% is still being
deducted. They are working to put the cap in place going forward. She
said HR is working with Edmunds, on the payroll system, and they hope
to have this in place by the end of the year.
Mr. Herrera asked since pension contributions are currently being paid
on all overtime, is that all being reported as pensionable salary.
Ms. Longo replied yes, that was her understanding.
Member Eichler said he did speak with the HR Director and they are
keeping it as is and not retroactively changing anything for those who
have already retired. Starting January 1 they will be implementing the
cap on the overtime hours and once the 300 hours of overtime is reached
the 1%will not be taken out.
Mr. Herrera asked how the payroll data is given to the actuary for
valuations and benefit calculations for retirement. Will there be a
mechanism the finance/payroll department will be able to send only up
to the 300 hours as pensionable salary or is this something that still
needs to be figured out?
Ms. Longo noted she is not involved in this process, but from what she
understands once they can implement the cap they will be able to clearly
define what would be a pensionable salary.
Mr. Herrera said he wanted to be clear and maybe suggest that while
finance/payroll are working out this process for the overtime, the 300
hours cap, they also clearly define the data for the actuary.
Member Eichler also noted that Ms. Ridore said the 300 overtime hours
do not include the Garcia hours or FLSA which is the built-in overtime
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hours.
Discussion ensued on 300 hours and the purpose of the cap. Mr. Herrera
stated this is State Statute. It was noted that in the past people were
taking every ounce of overtime they could get in their last few years and
running up their benefit payment.
Mr. Herrera noted there was a practice which was called "pension
spiking". In the last few years, someone would work a lot of overtime to
drive up their average final compensation so that their pension was a
higher amount. In an effort to try and curb this practice, the state law
was amended several years ago to restrict pensionable salary in such a
way so that anything over 300 hours of overtime would no longer be
pensionable. Similarly, anything that is accrued for sick and vacation
leave time, at a certain time, based on each location, would not be
included as pensionable either. The basis for this is the change in the
statute.
Discussion ensued on accrued unused sick and vacation time and being
included as pensionable salary, along with the change in the law which
took place July 1, 2012.
Secretary Little brought up the off-duty detail pay they have in the Police
Department and how they are currently contributing the 1%. He said per
their union contract this pay is not considered pensionable income and
should not contribute the 1%. He said they still do not have an answer
from HR on this and it needs to be addressed. He asked Mr. Herrea if
there is anything in state statute that addresses off-duty detail pay like a
cap on overtime.
Mr. Herrea replied no. He said there is no restriction from a Florida
Statutory perspective. He said it may be restricted from the local
ordinance since it sounds like it is restricted by the collective bargaining
agreement. He said the ordinance should mirror the agreement.
Ms. Longo asked to clarify what needs to be addressed by HR. She asked
would this be any payments that are received for an off-duty detail are
not included in the pensionable salary and the 1%should not be
deducted per the Police Collective Bargaining Agreement.
Secretary Little confirmed that was correct. He also confirmed this pay is
included in their regular paycheck, there is not a separate check. He
explained the third party who is hiring the officer pays the city, and the
city pays the officer. He also confirmed that 1%is currently being
deducted for off-duty detail pay.
B. Approve Amended Budget for all administrative expenses for fiscal year
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2021-2022.
Ms. Longo noted what was amended was the removal of the accidental
death insurance that was included and it should not have been. This was
discussed and the previous meeting.
Mr. Langley mentioned looking at actuary costs since Mr. Carr did just
make an increase in his fees. He suggested increasing this now so that
the Board would not have to come back and make amendments at a later
date.
Ms. Longo noted this can be changed now since they are already
approving an amendment.
Discussion ensued on the increase in the actuary expense from
$13,000.00 to$16,000.00.
Secretary Little moved to approve the amended administrative
expenses for the fiscal year 2021-2022 with the actuary expenses
being changed from $13,000.00 to$16,000.00. Seconded by
Member Eichler and carried by a unanimous voice vote with Vice-
Chair Kubec and Member Copertino absent.
C. Approve the actual administrative expenses for fiscal year 2020-2021.
Secretary Little moved to approve the actual administrative
expenses for fiscal year 2020-2021 as presented. Seconded by
Member Eichler and carried by a unanimous voice vote with Vice-
Chair Kubec and Member Copertino absent.
Discussion ensued on adding a miscellaneous line to the 2021-2022
budget going forward to account for any unforeseen expenses that may
come up. Mr.Langley said some Boards do this.
Secretary Little moved to amend the budget for all administrative
expenses for the fiscal year 2021-2022 to add a line for
miscellaneous expenses under Other Plan Expenses for a total of
$7,590 with a new overall total of$78,749.00. Seconded by
Member Eichler and carried by a unanimous voice vote with Vice-
Chair Kubec and Member Copertino absent.
D. Discussion on setting a date for Special Meeting regarding the Joshua
lamaio Disability Case.
Mr. Herrera gave an update on the case and noted all the new
documents have been received and the Board will need to set a date for
the special meeting.
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Discussion ensued on potential dates to hold the meeting. There were
some issues with schedules in the next couple of months. It was decided
to look at January after the holidays for a potential date to be sure they
have a full board.
7. Member Comments.
Member Eichler said the Fire Union Members brought to him a request to have
an actuarial study for a COLA, different years and amounts. This would be a term
COLA for after you retire. Different percent of COLA for different time lengths
that it would last(1, 1%Z, 2, 2%2 percent and 5, 10, 15 years).
Discussion ensued on the actuary expense, who would pay the cost, the Board or
the Union. Also discussed was getting a quote for the report, sharing the results
with the membership and the city, different benefits for Police and Fire, benefit
options, having a Drop program, and having the two Unions meet to discuss.
Further discussion was held to wait closer to when the Unions would be
negotiating their contracts to have the report done in order to have more
current costs.
Ms. Longo addressed a previous question brought up at the last meeting about
Anthony Morse's payment. She said he is getting one payment and he chose to
have it split and go into two different accounts. He is not getting double paid.
8. Public Participation. None.
6. Board Attorney Report.
Mr. Herrera reminded the Board of the state ethics requirements. He said this is
the beginning of the gift-giving season and serving on this Board members are
technically considered public officials and subject to the state ethics laws. If you
do receive a gift, something of value that is being given to you to influence your
decisions on the Board you should reject or return to sender. If you have given
something of value at$25 or less,you can accept that and there is no reporting
requirement. If you receive something of value of between $25 to $100 you can
accept it and there is a reporting requirement on behalf of the gift giver,the
person or company should file a form with the Ethics Commission advising of the
gift, its value, and who it was given too. Anything over$100 you should reject,
return to sender, or donate it, and he recommends that you file a report with
the state advising who gave the gift, its value, and the disposition of the gift.
Mr. Herrera said what they have historically done is give holiday gifts to their
clients valued at less than $25. Last year with COVID his law firm made
charitable donations on behalf of their clients and this year they will be doing the
same thing. This year the charitable donation will be made to a cancer research
fund, it was established with the University of Miami, the Sylvester Cancer
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Research Center. He said it was established by his partner Mr. Bob Suggerman in
memorial of his late wife who passed away three years ago from cancer. He set
up this charitable fund in her name. If there were no objections from the Board
he would make the donation in the Boards name.
There were no objections from the Board.
Mr. Herrera went over upcoming educational opportunities.
9. Adjournment. Chair Redditt adjourned the meeting at 7:33 p.m.
Minutes approved by the Board of Trustees: 02-0 -2022
Robert Redditt,C .it
A ES .
Michelle Lon o, Recording Secretary
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