Pension_08-03-2022Min BOARD OF TRUSTEES
City of Longwood Police Officers and Firefighters
Pension and Trust Fund
Longwood City Commission Chambers
175 West Warren Avenue
Longwood, Florida
REGULAR MEETING
MINUTES
August 3, 2022
6:00 P.M.
Present: Robert Redditt, Chair
Kevin Little, Secretary
Chris Eichler, Member
Pedro Herrera, Board Attorney
Michelle Longo, City Clerk
Jeremy Langley, Florida League of Cities
Chuck Carr, Southern Actuarial Services (via telephone)
Absent: Cole Copertino, Member
Bruce Kubec, Vice-Chair
Judith Rosado, Financial Services Director
1. Call to Order.
Chair Redditt called the meeting to order at 6:00 p.m.
The Board asked that, on the next agenda, the 5th Member position be added for
discussion. Mr. Herrera reminded the Board that the 5th Member is elected by
the other four Board Members; the only qualification was a willingness to serve.
2. Pledge of Allegiance.
3. Approval of Minutes: May 9, 2022, Regular Meeting.
The Board reviewed the minutes.
Member Eichler moved to approve the minutes as presented. Seconded
by Secretary Little and carried by a unanimous voice vote with Member
Copertino and Vice-Chair Kubec absent.
4. Review of Agenda Packet Material.
A. Quarterly Performance Review (Report ending March 31, 2022).
Mr. Langley presented the quarterly report. The beginning balance was
$28,678,546.41; contributions were $257,002.12; losses were
$1,376,281.91; distributions were $79,674.82; expenses were
$10,759.82; and the ending balance was $27,468,831.98. He reported
the balance on the DRAGO fund was $2,859,943.56. He informed the
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Board that some term vested members were wanting a distribution from
the DRAGO fund. The Board verified a participant has to retire in active
service in order to get a distribution from the DRAGO fund. Mr. Langley
gave an update on the market since March. He did not think the Fund
would end the fiscal year with positive returns.
B. Plan Account Statements (March 2022, April 2022, and May 2022).
Mr. Langley reviewed the statements.
The Beginning Balance for March 2022 was $27,091,103.50; the
Contributions were $144,868.12; the Earnings were $262,623.04; the
Distributions were $29,425.18; the Fees and Expenses were $337.50; and
the Ending Balance was $27,468,831.98.
The Beginning Balance for April 2022 was $27,468,831.98; the
Contributions were $38,182.15; the Losses were $1,344,150.03; the
Distributions were $34,251.17; the Fees and Expenses were $9,183.60;
and the Ending Balance was $26,119,429.33.
The Beginning Balance for May 2022 was $26,119,429.33; the
Contributions were $98,259.79; the Earnings were $87,650.75; the
Distributions were $28,952.43; the Fees and Expenses were $15,337.50;
and the Ending Balance was $26,261,049.94.
Member Eichler moved to accept the Plan Account Statements
and Quarterly Investment Report as presented. Seconded by
Secretary Little and carried by a unanimous voice vote with
Member Copertino and Vice-Chair Kubec absent.
C. Expense Report.
Chair Redditt reviewed the Expense Report. The Board asked why the
individual benefit calculation for Ryan Bruce was lower than the normal
cost for a benefit calculation. Mr. Langley will ask Mr. Carr when he joins
the meeting.
Member Eichler moved to approve the Expense Report as
presented. Seconded by Secretary Little and carried by a
unanimous voice vote with Member Copertino and Vice-Chair
Kubec absent.
D. Distributions and New Retirees.
Chair Reddit reviewed the distributions and the new retiree. The Board
noted that one of the past participants receiving a distribution had
terminated 16 years ago.
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Secretary Little moved to approve the distributions statement as
presented. Seconded by member Eichler and carried by a
unanimous voice vote with Member Copertino and Vice-Chair
Kubec absent.
E. Actuarial Report 2021.
Mr. Carr presented the report. He reminded the Board about their
lowering the assumption rate to 6.5%. He reported the minimum
contribution rate for FY 2022-2023 is 21.71% of covered payroll. He also
reported that the funded percentage on the accrued liability is 130.79%.
He explained that the Plan has a required contribution because the
required contribution is calculated on the projected future liability and
not on the accrued liability. The Board discussed the terminated non-
vested members with their employee contributions still in the Plan.
Mr. Carr explained that the charge for benefit calculations is based on the
amount of time it takes to prepare the calculation. The benefit
calculation for Ryan Bruce must not have taken too long to complete.
Mr. Carr explained the difference between the Market Value of Assets
and the Actuarial Value of Assets. The Actuarial Value of Assets is equal
to the Market Value of Assets less the Drago fund balance and less the
advanced employer contributions. Mr. Carr informed the Board that the
Drago fund balance is updated annually with interest equal to the Plan's
assumption rate.
Secretary Little moved to approve the actuary report as
presented. Seconded by Member Eichler and carried by a
unanimous voice vote with Member Copertino and Vice-Chair
Kubec absent.
F. Approve Rate of Return for 2022.
Secretary Little moved to approve the assumption rate at 6.5%.
Seconded by Member Eichler and carried by a unanimous voice
vote with Member Copertino and Vice-Chair Kubec absent.
Ms. Longo reported that letters are being sent to the terminated
non-vested participants; however there is very little response.
5. Other Business.
A. Adoption of Budget for all administrative expenses for fiscal year 2022-
2023.
Mr. Langley reminded the Board that the State requires the budget, and
it is just a projection of expenses. At the next meeting, the actual
expenses for FY 2022 will be approved. Mr. Langley explained the
investment fees. Ms. Longo informed the Board that the Accidental
Death line item was put in the budget by mistake. This line item needs to
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be removed. It is a City expense. Mr. Langley suggested that the line
item be renamed to Miscellaneous. Mr. Herrera informed the Board that
it was up to them whether to have a Miscellaneous line item or not. If the
Board exceeded their projected amounts, they would have to submit an
amended budget.
Member Eichler moved to approve the FY 2022-2023 budget as
presented with correction that the Policy Insurance, Accidental
Death line item be renamed to Miscellaneous. Seconded by
Secretary Little and carried by a unanimous voice vote with
Member Copertino and Vice-Chair Kubec absent.
6. Board Attorney Report.
Mr. Herrera reported that the bill to add Covid-19 to the list of presumptive
disease did not pass the legislature. Ms. Longo reported that all the Board
members submitted their Florida Commission on Ethics Form 1. Mr. Herrera
informed the Board about upcoming training opportunities offered by the FPPTA
and the State. He reminded the Board that they need to complete one training
session per term on the Board.
7. Member Comments. None.
8. Administrator Comments.
Mr. Langley presented the Fiduciary Liability Insurance Policy quote. He informed
the Board that the wavier of recourse is no longer needed due to a change in the
law.
Secretary Little moved to approve binding the policy U.S. Specialty Insurance
Company for $3,585.31. Seconded by member Eichler and carried by a
unanimous voice vote with Member Copertino and Vice-Chair Kubec absent.
Mr. Langley reported the 2 disability letters were sent out to the members. This
will be on the next agenda.
The next meeting date is November 2, 2022.
9. Public Participation. None.
10. Adjournment. Chair Redditt adjourned the meeting at 7:12 p.m.
Minutes approved by the Board of Trustees: 0: !3-2022
9
Robert Redditt, Chair
ATTEST:
Jere L , Recording Secretary
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