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17-1431 Capital Improvement Revenue Note, Series 2017, Park, Recreational and Other ImprovementsCITY OF LONGWOOD, FLORIDA CAPITAL IMPROVEMENT REVENUE NOTE RESOLUTION ADOPTED MAY 1, 2017 TABLE OF CONTENTS PAGE ARTICLE I GENERAL SECTION 1.01. DEFINITIONS.........................................................................................1 SECTION 1.02. AUTHORITY FOR RESOLUTION........................................................ 6 SECTION 1.03. RESOLUTION TO CONSTITUTE CONTRACT .................................. 6 SECTION1.04. FINDINGS............................................................................................... 6 SECTION 1.05. AUTHORIZATION OF THE SERIES 2017 PROJECT ......................... 7 SECTION 1.06. DESIGNATION FOR BANK QUALIFICATION ................................. 7 ARTICLE II AUTHORIZATION, TERMS, EXECUTION AND REGISTRATION OF THE SERIES 2017 NOTE SECTION 2.01. AUTHORIZATION AND DESCRIPTION OF THE SERIES 2017 NOTE................................................................................................. 8 SECTION 2.02. APPLICATION OF SERIES 2017 NOTE PROCEEDS ......................... 9 SECTION 2.03. EXECUTION OF SERIES 2017 NOTE .................................................. 9 SECTION 2.04. SERIES 2017 NOTE MUTILATED, DESTROYED, STOLEN OR LOST................................................................................................10 SECTION 2.05. INTERCHANGEABILITY, NEGOTIABILITY AND TRANSFER ...10 SECTION 2.06. ADJUSTMENTS TO INTEREST RATE..............................................11 SECTION 2.07. FORM OF SERIES 2017 NOTE...........................................................12 ARTICLE III REDEMPTION OF SERIES 2017 NOTE SECTION 3.01. NOTICE OF REDEMPTION................................................................18 SECTION 3.02. REDEMPTION OF PORTIONS OF SERIES 2017 NOTE ..................18 SECTION 3.03. PURCHASE OF SERIES 2017 NOTE BY ISSUER ............................18 SECTION 3.04. PERMITTED AND REQUIRED REDEMPTIONS OF THE SERIES2017 NOTE........................................................................18 ARTICLE IV SECURITY, SPECIAL FUNDS AND APPLICATION THEREOF SECTION 4.01. SERIES 2017 NOTE NOT TO BE INDEBTEDNESS OF ISSUER ....19 SECTION 4.02. COVENANT TO BUDGET AND APPROPRIATE .............................19 SECTION 4.03. CONSTRUCTION FUND..................................................................... 20 SECTION 4.04. FUNDS AND ACCOUNTS...................................................................20 SECTION 4.05. REBATE ACCOUNT............................................................................ 21 SECTION 4.06. INVESTMENTS.................................................................................... 22 SECTION 4.07. SEPARATE ACCOUNTS..................................................................... 22 Resolution No. 17- 1431 Page i ARTICLE V COVENANTS OF THE ISSUER SECTION 5.01. PAYMENT OF THE SERIES 2017 NOTE ........................................... 23 SECTION 5.02. BOOKS AND RECORDS.....................................................................23 SECTION 5.03. ANNUAL AUDIT, BUDGET AND OTHER FINANCIAL INFORMATION.............................................................................. 23 SECTION 5.04. FEDERAL INCOME TAX COVENANTS...........................................23 ARTICLE VI DEFAULTS AND REMEDIES SECTION 6.01. EVENTS OF DEFAULT....................................................................... 25 SECTION 6.02. REMEDIES............................................................................................ 25 SECTION 6.03. REMEDIES CUMULATIVE................................................................ 26 SECTION 6.04. WAIVER OF DEFAULT....................................................................... 26 ARTICLE VII SUPPLEMENTAL RESOLUTIONS SECTION 7.01. SUPPLEMENTAL RESOLUTION WITH NOTEHOLDER'S CONSENT....................................................................................... 27 ARTICLE VIII MISCELLANEOUS SECTION 8.01. SALE OF SERIES 2017 NOTE.............................................................28 SECTION 8.02. APPOINTMENT OF PAYING AGENT AND REGISTR.AR.............. 28 SECTION 8.03. SEVERABILITY OF INVALID PROVISIONS ................................... 28 SECTION 8.04. REPEAL OF INCONSISTENT RESOLUTIONS.................................28 SECTION 8.05. WAIVER OF RIGHT TO TRIAL BY JURY; VENUE ........................ 28 SECTION 8.06. AUTHORIZATION OF AUTHORIZED ISSUER REPRESENTATIVE....................................................................... 28 SECTION 8.07. GENERAL AUTHORITY..................................................................... 28 SECTION 8.08. EFFECTIVE DATE............................................................................... 29 Resolution No. 17- 1431 Page ii RESOLUTION NO. 17-1431 A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF LONGWOOD, FLORIDA, PROVIDING DETAILS REQUIRED BY ORDINANCE NO. 17-2113 THAT AUTHORIZED THE FINANCING OF THE SERIES 2017 PROJECT DESCRIBED HEREIN; AUTHORIZING THE ISSUANCE OF THE $4,000,000 CITY OF LONGWOOD, FLORIDA CAPITAL IMPROVEMENT REVENUE NOTE, SERIES 2017, IN ORDER TO FINANCE THE COSTS OF CONSTRUCTING CERTAIN PARK, RECREATIONAL AND OTHER CAPITAL IMPROVEMENTS WITHIN THE CITY; AUTHORIZING THE REPAYMENT OF SUCH NOTE FROM A COVENANT TO BUDGET AND APPROPRIATE LEGALLY AVAILABLE NON -AD VALOREM REVENUES; PROVIDING FOR THE RIGHTS OF THE HOLDER OF THE SERIES 2017 NOTE; AWARDING AND AUTHORIZING THE NEGOTIATED SALE OF THE SERIES 2017 NOTE; AND PROVIDING FOR AN EFFECTIVE DATE FOR THIS RESOLUTION. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF LONGWOOD, FLORIDA, AS FOLLOWS: ARTICLE I GENERAL SECTION 1.01. DEFINITIONS. When used in this Resolution, the following terms shall have the following meanings, unless the context clearly otherwise requires: "Act" shall mean Chapter 166, Florida Statutes, the City Charter, the Financing Ordinance, and other applicable provisions of law. "Act of Bankruptcy" shall mean (1) the Issuer shall be adjudicated as bankrupt or become subject to an order for relief under federal bankruptcy law, (2) the Issuer shall institute any proceedings seeking an order for relief under federal bankruptcy law or seeking to be adjudicated as bankrupt or insolvent, or seeking dissolution, winding up, liquidation, reorganization, arrangement, adjustment or composition of it or its debts under any law relating to bankruptcy or insolvency, (3) there shall be appointed a Resolution No. 17- 1431 Page 1 receiver, liquidator or similar official for the Issuer under any law relating to bankruptcy or insolvency, or (4) without the application, approval or consent of the Issuer, a receiver, trustee, examiner, liquidator or similar official shall be appointed for the Issuer, or a proceeding described in (2) above shall be instituted against the Issuer, and such appointment continues undischarged or such proceeding continues undismissed or unstayed for a period of thirty (30) consecutive days. The mere declaration of a state of financial emergency under Section 218.503, Florida Statutes, shall not, in and of itself, constitute an Act of Bankruptcy. "Authorized Investments" shall mean any obligations as shall be permitted to be legal investments of the Issuer by the laws of the State. "Authorized Issuer Representative" shall mean the Mayor, Deputy Mayor, City Manager, Director of Financial Services, Joseph Durso in his capacity as Commissioner, or any designee of such persons, and when used in reference to any act or document also means any other person authorized by resolution of the Issuer to perform such act or sign such document. "Business Day" shall mean any day other than (1) a Saturday or Sunday or a legal holiday on which banking institutions in the State are required or authorized by law to remain closed, or (2) a day on which the New York Stock Exchange is closed. "City Charter" shall mean the charter of the Issuer, as the same may be amended from time to time. "City Commission" shall mean the City Commission of the Issuer. "City Manager" shall mean the City Manager of the Issuer. "Clerk" shall mean the City Clerk of the Issuer, and such other person as may be duly authorized to act on his or her behalf. "Code" shall mean the Internal Revenue Code of 1986, as amended, and the regulations, procedures and rules thereunder in effect or proposed. "Construction Fund" shall mean the City of Longwood, Florida Capital Improvement Revenue Note Construction Fund established pursuant to Section 4.03 hereof. "Cost" or "Costs," as the same relates to the Series 2017 Project, to the extent permitted by the Act, shall mean (1) the cost of physical construction, reconstruction or completion, (2) the cost of acquisition or purchase, (3) the cost of all labor, materials, machinery and equipment, (4) the cost of land and interests therein, property rights, easements and franchises of any nature whatsoever, (5) the cost of any indemnity or surety bonds and premiums for insurance during construction, (6) all interest due to be Resolution No. 17-1431 Page 2 paid on the Series 2017 Note and other obligations relating to the Series 2017 Project during the period of construction and for such period of time subsequent to completion of acquisition and construction as the City Commission deems appropriate, (7) engineering, financial, legal and other consultant fees and expenses, (8) the cost of plans and specifications, construction plans, surveys and estimates of costs, (9) costs and expenses of audits, (10) payments, when due (whether at the maturity of principal or the due date of interest or upon redemption) on any interim or temporary indebtedness incurred for any portion of the Series 2017 Project, (11) costs and expenses related to the issuance of the Series 2017 Note or other indebtedness related to the Series 2017 Project, and (12) any other costs and expenses properly attributable to acquisition or construction of the Series 2017 Project, and such other expenses as may be necessary or incidental to the issuance of the Series 2017 Note; and shall include reimbursement to the Issuer or any other Person, for any moneys advanced for any costs incurred by the Issuer or such Person, in connection with any such items of cost. Any Supplemental Resolution may provide for additional items to be included in the aforesaid Costs. "Debt Service Fund" shall mean the City of Longwood, Florida Capital Improvement Revenue Note Debt Service Fund established pursuant to Section 4.04 hereof. "Default Rate" shall mean the lesser of 6% per annum or any statutory interest rate limitation imposed by the State. "Determination of Taxability" shall mean the circumstance of interest paid or payable on the Series 2017 Note becoming includable for federal income tax purposes in the gross income of the Noteholder due to any act or inaction of the Issuer, including, without limitation, (1) the receipt by the Issuer or Noteholder of an original or a copy of an Internal Revenue Service Technical Advice Memorandum or Statutory Notice of Deficiency which holds that any interest payable on the Series 2017 Note is includable in the gross income of the Noteholder; (2) the issuance of any public or private ruling of the Internal Revenue Service that any interest payable on the Series 2017 Note is includable in the gross income of the Noteholder; or (3) receipt by the Issuer or Noteholder of an opinion of Note Counsel that any interest on the Series 2017 Note has become includable in the gross income of the Noteholder for federal income tax purposes. For all purposes of this definition, a Determination of Taxability will be deemed to occur on the date as of which the interest on the Series 2017 Note is deemed includable in the gross income of the Noteholder. A Determination of Taxability shall not occur solely because such interest is taken into account in determining adjusted current earnings for the purpose of the alternative minimum income tax imposed on corporations or interest on the Series 2017 Note is treated as an indirect tax preference item under the Code. "Director of Financial Services" shall mean the Director of Financial Services of the Issuer. Resolution No. 17-1431 Page 3 "Event of Default" shall mean any Event of Default specified in Section 6.01 of this Resolution. "Financing Ordinance" shall mean Ordinance No. 17-2113 of the Issuer, enacted May 1, 2017, as the same may be amended and supplemented. "Fiscal Year" shall mean the period commencing on October 1 of each year and continuing through the next succeeding September 30, or such other period as may be prescribed by law. "Issuer" shall mean the City of Longwood, Florida, a municipal corporation established by the State. "Mayor" shall mean the Mayor of the Issuer, who is a member of the City Commission, and such other person as may be duly authorized to act on his or her behalf. "Non -Ad Valorem Revenues" shall mean all legally available revenues of the Issuer derived from any source whatsoever other than special assessments and ad - valorem taxation on real and personal property, which are legally available to make the payments required herein, but only after provision has been made by the Issuer for the payment of services and programs which are for essential public purposes affecting the health, welfare and safety of the inhabitants of the Issuer or which are legally mandated by applicable law. "Note Counsel" shall mean Nabors, Giblin & Nickerson, P.A., or any other attorney at law or firm of attorneys, of nationally recognized standing in matters pertaining to the federal tax exemption of interest on obligations issued by states and political subdivisions, and duly admitted to practice law before the highest court of any state of the United States of America. "Noteholder" shall mean, initially, IBERIABANK, as the holder of the Series 2017 Note, and any subsequent holder of the Series 2017 Note as provided in the registration books of the Issuer. "Paying Agent" shall mean any paying agent for the Series 2017 Note appointed by or pursuant to this Resolution and any other Person which may be substituted in its place pursuant to this Resolution. "Payment Account" shall mean the separate account in the Debt Service Fund established pursuant to Section 4.04 hereof. "Payment Date" shall mean the dates for payment of principal and/or interest on the Series 2017 Note as provided in Section 2.01 hereof. Resolution No. 17-1431 Page 4 "Person" shall mean an individual, a corporation, a partnership, an association, a joint stock company, a trust, any unincorporated organization or governmental entity. "Pledged Funds" shall mean (1) the Non -Ad Valorem Revenues which have been budgeted and appropriated by the Issuer in its annual budget for payment of the Series 2017 Note and deposited to the Payment Account as described herein, and (2) until applied in accordance with the provisions of this Resolution, all moneys, including investments thereof, in the funds and accounts established hereunder for the benefit of the Series 2017 Note except for any rebate account or fund. "Rebate Account" shall mean the separate account of the Debt Service Fund established pursuant to Section 4.04 hereof. "Redemption Account" shall mean the separate account of the Debt Service Fund established pursuant to Section 4.04 hereof. "Redemption Price" shall mean, with respect to the Series 2017 Note or portion thereof, the principal amount or portion thereof, plus premiums if any, plus accrued interest through the date of payment. "Registrar" shall mean any registrar for the Series 2017 Note appointed by or pursuant to this Resolution and its successors and assigns, and any other Person, which may at any time be substituted in its place pursuant to this Resolution. "Resolution" shall mean this Resolution, as the same may from time to time be amended, modified or supplemented. "Series 2017 Note" shall mean the Issuer's Capital Improvement Revenue Note, Series 2017, issued pursuant to the Act and this Resolution. "Series 2017 Project" shall mean the park and recreational capital improvements referred to as the "Reiter Park Development and Improvement Project," all as more particularly described in the plans and specifications on file or to be on file with the Issuer, as the same may be modified or amended from time to time. "State" shall mean the State of Florida. "Supplemental Resolution" shall mean any resolution of the Issuer amending or supplementing this Resolution adopted and becoming effective in accordance with the terms of Section 7.01 hereof. The terms "herein," "hereunder," "hereby," "hereto," "hereof," and any similar terms, shall refer to this Resolution; the term "heretofore" shall mean before the date of adoption of this Resolution; and the term "hereafter" shall mean after the date of adoption of this Resolution. Resolution No. 17-1431 Page 5 Words importing the masculine gender include every other gender. Words importing the singular number include the plural number, and vice versa. SECTION 1.02. AUTHORITY FOR RESOLUTION. This Resolution is adopted pursuant to the provisions of the Act. SECTION 1.03. RESOLUTION TO CONSTITUTE CONTRACT. In consideration of the purchase and acceptance of the Series 2017 Note by the Noteholder, the provisions of this Resolution shall be a part of the contract of the Issuer with the Noteholder, and shall be deemed to be and shall constitute a contract between the Issuer and the Noteholder. The pledge made in this Resolution and the provisions, covenants and agreements herein set forth to be performed by or on behalf of the Issuer shall be for the equal benefit, protection and security of the Noteholder. SECTION 1.04. FINDINGS. It is hereby ascertained, determined and declared that: (a) The Issuer has various capital needs and requirements in the form of the, Series 2017 Project which must be acquired, constructed, equipped and installed in order to provide for the general governmental purposes of the Issuer including, but not limited to, the recreation and welfare of the citizens of the Issuer. (b) The most efficient and fairest method of financing the acquisition, construction, equipping and installation of the Series 2017 Project is by the issuance of the Series 2017 Note secured by the Pledged Funds as provided herein. (c) The principal of, Redemption Price, if applicable, and interest on the Series 2017 Note shall be paid solely from the Pledged Funds. The Issuer shall never be required to use any ad valorem taxes for the payment of the Series 2017 Note. The Series 2017 Note shall not constitute a direct obligation of the Issuer or a pledge of its faith and credit, nor shall the Noteholder have any lien or encumbrance on any property of the Issuer, including the Series 2017 Project. (d) Due to the present volatility of the market for tax-exempt obligations such as the Series 2017 Note and the complexity of the transactions relating to such indebtedness, it is in the best interest of the Issuer to sell the Series 2017 Note by a negotiated sale to the Noteholder, allowing the Issuer to enter the market at the most advantageous time and conditions, thereby permitting the Issuer to obtain the best possible price and interest rate for the Series 2017 Note. The Issuer acknowledges receipt of the information required by Section 218.385, Florida Statutes, from the Noteholder in connection with the negotiated sale of the Series 2017 Note. A copy of the disclosure statement provided by the Noteholder containing the aforementioned information has been provided under separate cover to the Issuer. Resolution No. 17-1431 Page 6 (e) The enactment of the Financing Ordinance constituted the City Commission's approval of the issuance of the Series 2017 Note and the borrowing of money in accordance with Sections 3.10 and 6.10(b) of the City Charter. As required by the City Charter, the Financing Ordinance was enacted by a vote in favor of by at least four out of five of the members of the City Commission. SECTION 1.05. AUTHORIZATION OF THE SERIES 2017 PROJECT. The Issuer hereby authorizes the acquisition, construction, equipping and installation of the Series 2017 Project. SECTION 1.06. DESIGNATION FOR BANK QUALIFICATION. The Issuer hereby designates the Series 2017 Note as a "qualified tax-exempt bond," within the meaning of Section 265(b)(3) of the Code, and hereby certifies that the Issuer does not reasonably expect to issue more than $10,000,000 in tax-exempt indebtedness, including the Series 2017 Note, in calendar year 2017. The Issuer hereby covenants and agrees not to take any action or to fail to take any action if such action or failure would cause the Series 2017 Note to no longer be a "qualified tax-exempt obligation." Resolution No. 17-1431 Page 7 ARTICLE H AUTHORIZATION, TERMS, EXECUTION AND REGISTRATION OF THE SERIES 2017 NOTE SECTION 2.01. AUTHORIZATION AND DESCRIPTION OF THE SERIES 2017 NOTE. In accordance with the authorization provided in the Financing Ordinance, this Resolution creates the "City of Longwood, Florida, Capital Improvement Revenue Note, Series 2017," issued in the aggregate principal amount of $4,000,000. The Series 2017 Note is issued for the principal purposes of financing the Series 2017 Project and paying certain costs of issuance incurred with respect to the Series 2017 Note. The Series 2017 Note shall be in the form of one registered Series 2017 Note in the principal amount of $4,000,000, which shall be dated May 3, 2017, and mature on December 3, 2031, shall be issued in fully registered form and shall bear interest from May 3, 2017. The Series 2017 Note shall be issued initially in the denomination of $4,000,000. The Series 2017 Note shall be payable as to interest and principal by check or draft of the Paying Agent, mailed to the owner of record thereof, or by bank wire or transfer as such owner may specify in writing to the Issuer or otherwise as such owner and the Issuer shall agree, as such owner shall appear on the registration books of the Issuer on the 15th day of the month prior to such Payment Date. Principal of and interest on the Series 2017 Note shall be payable in any coin or currency of the United States of America which, on the date of payment, are legal tender for the payment of public and private debts. Interest on the Series 2017 Note shall accrue until payment in full of the Series 2017 Note at the rate of 2.78% per annum, computed based on an actual/360 day basis, subject to adjustment from time to time as set forth in this paragraph and in Section 2.06 hereof, and shall be payable annually on each December 3, commencing on December 3, 2017 (accruing from and including each December 3rd through and including the following December 2nd, each an "Accrual Period"). Upon and during the continuance of an Event of Default the Series 2017 Note shall bear interest at the Default Rate. Principal on the Series 2017 Note shall be payable annually on December 3, commencing December 3, 2017, in the amounts set forth below, with the final such payment due December 3, 2031. Resolution No. 17-1431 Page 8 Dates December 3, 2017 December 3, 2018 December 3, 2019 December 3, 2020 December 3, 2021 December 3, 2022 December 3, 2023 December 3, 2024 December 3, 2025 December 3, 2026 December 3, 2027 December 3, 2028 December 3, 2029 December 3, 2030 December 3, 2031 *Final Maturity Principal Payments $260,993.55 221,707.72 227,956.80 234,128.00 240,981.17 247,773.49 254,757.26 261,759.37 269,315.86 276,906.83 284,711.75 292,642.54 300,985.12 309,468.72 315,911.82 All payments of principal and interest shall be made on the first Business Day immediately following an Accrual Period. SECTION 2.02. APPLICATION OF SERIES 2017 NOTE PROCEEDS. The proceeds derived from the sale of the Series 2017 Note, including accrued interest and premium, if any, shall, simultaneously with the delivery of the Series 2017 Note to the purchaser thereof, be applied by the Issuer as follows: (a) An amount of the Series 2017 Note proceeds shall be applied to the payment of costs and expenses relating to the issuance of the Series 2017 Note. (b) The remaining amount of the Series 2017 Note proceeds shall be deposited in the Construction Fund and used to finance the Cost of the Series 2017 Project. SECTION 2.03. EXECUTION OF SERIES 2017 NOTE. The Series 2017 Note shall be executed in the name of the Issuer with the manual or facsimile signature of the Authorized Issuer Representative and the official seal of the Issuer shall be imprinted thereon, attested and countersigned with the manual or facsimile signature of the Clerk. In case any one or more of the officers who shall have signed or sealed the Series 2017 Note or whose facsimile signature shall appear thereon shall cease to be such officer of the Issuer before the Series 2017 Note so signed and sealed has been actually sold and delivered, the Series 2017 Note may nevertheless be sold and delivered as herein -ovided and may be issued as if the person who signed or sealed the Series 2017 Note 1 not ceased to hold such office. The Series 2017 Note may be signed and sealed on Resolution No. 17-1431 Page 9 behalf of the Issuer by such person who at the actual time of the execution of the Series 2017 Note shall hold the proper office of the Issuer, although at the date of the Series 2017 Note such person may not have held such office or may not have been so authorized. The Issuer may adopt and use for such purposes the facsimile signatures of any such persons who shall have held such offices at any time after the date of the adoption of this Resolution, notwithstanding that either or both shall have ceased to hold such office at the time the Series 2017 Note shall be actually sold and delivered. SECTION 2.04. SERIES 2017 NOTE MUTILATED, DESTROYED, STOLEN OR LOST. In case the Series 2017 Note shall become mutilated, or be destroyed, stolen or lost, the Issuer may, at its discretion, issue and deliver a new Series 2017 Note of like tenor as the Series 2017 Note so mutilated, destroyed, stolen or lost, in exchange and substitution for such mutilated Series 2017 Note upon surrender and cancellation of such mutilated Series 2017 Note or in lieu of and substitution for the Series 2017 Note destroyed, stolen or lost, and upon the Noteholder furnishing the Issuer proof of its ownership thereof and indemnity satisfactory to the Issuer, and complying with such other reasonable regulations and conditions as the Issuer may prescribe and paying such expenses as the Issuer may incur. Such Series 2017 Note so surrendered or otherwise substituted shall be canceled by the Clerk. If the Series 2017 Note shall have matured or been called for redemption or be about to mature or be called for redemption, instead of issuing a substitute Series 2017 Note, the Issuer may pay the same or cause the Series 2017 Note to be paid, upon being indemnified as aforesaid, and if such Series 2017 Note be lost, stolen or destroyed, without surrender thereof. Any such duplicate Series 2017 Note issued pursuant to this Section 2.04 shall constitute original, additional contractual obligations on the part of the Issuer whether or not the lost, stolen or destroyed Series 2017 Note be at any time found by anyone, and such duplicate Series 2017 Note shall be entitled to equal and proportionate benefits and rights as to lien on the Pledged Funds to the same extent as all other Series 2017 Notes issued hereunder. SECTION 2.05. INTERCHANGEABILITY, NEGOTIABILITY AND TRANSFER. The Series 2017 Note, upon surrender thereof at the office of the Registrar with a written instrument of transfer satisfactory to the Registrar, duly executed by the Noteholder thereof or its attorney duly authorized in writing, may, at the option of the Noteholder thereof, be exchanged for an equal aggregate principal amount of registered Series 2017 Notes of the same maturity of any other authorized denominations. The Series 2017 Note issued under this Resolution shall be and have all the qualities and incidents of negotiable instruments under the law merchant and the Uniform Commercial Code of the State, subject to the provisions for registration of transfer contained in this Resolution and in the Series 2017 Note. So long as the Series 2017 Note shall remain outstanding, the Issuer shall maintain and keep, at the office of the Registrar, books for the registration of transfer of the Series 2017 Note. Resolution No. 17-1431 Page 10 The transfer of the Series 2017 Note shall be registered only upon the books of the Issuer, at the office of the Registrar, under such reasonable regulations as the Issuer may prescribe, by the Noteholder thereof in person or by its attorney duly authorized in writing upon surrender thereof together with a written instrument of transfer satisfactory to the Registrar duly executed by the Noteholder or its duly authorized attorney with signature guaranteed. Upon the registration of transfer of the Series 2017 Note, the Issuer shall issue, and cause to be authenticated, in the name of the transferee a new Series 2017 Note of the same aggregate principal amount and maturity as the surrendered Series 2017 Note. Notwithstanding the foregoing, the Series 2017 Note may not be transferred except in whole. Further, the transfer of the Series 2017 Note shall be restricted to Permitted Lenders. A "Permitted Lender" shall mean any bank, trust company, savings institution, finance or leasing company, "qualified institutional buyer" (within the meaning of Securities and Exchange Commission Rule 144A), insurance company or subsidiary or affiliate of the Noteholder that is engaged as a regular part of its business in making loans and is authorized to do business in the State. In all cases in which the Series 2017 Note shall be exchanged or the transfer of the Series 2017 Note shall be registered, the Issuer shall execute and authenticate and deliver the Series 2017 Note in accordance with the provisions of this Resolution. For every such exchange or registration of transfer, the Issuer may make a charge sufficient to reimburse it for any tax, fee or other governmental charge imposed by an entity other than the Issuer with respect to such exchange or registration of transfer. The Issuer shall not be obligated to make any such exchange or registration of transfer of the Series 2017 Note during the fifteen (15) days next preceding a Payment Date on the Series 2017 Note, or, in the case of any proposed redemption of the Series 2017 Note, then, during the fifteen (15) days next preceding the date of the first mailing of notice of such redemption and, in the case of the Series 2017 Note called for redemption, continuing until such redemption date. SECTION 2.06. ADJUSTMENTS TO INTEREST RATE. (a) The interest rate on the Series 2017 Note shall be subject to adjustment as described in Section 2.01 and this Section 2.06. The Noteholder or its assigns shall provide the Issuer written notice of such adjustments. (b) Subject to the provisions of Section 2.06(a) above, the interest rate on the Series 2017 Note shall be adjusted (retroactively, if necessary) to provide the Noteholder with the same after-tax yield on the Series 2017 Note if (i) a Determination of Taxability shall occur, or (ii) the Series 2017 Note shall be determined not to be a "qualified tax- exempt bond" within the meaning of Section 265(b)(3) of the Code. In the case of either (i) or (ii) above, the Issuer shall also pay to the Noteholder an amount equal to any interest, penalties or overdue interest and additions to tax (as referred to in Subchapter A of Chapter 68 of the Code) owed by the Noteholder as a result of the occurrence of a Resolution No. 17-1431 Page 11 Determination of Taxability or the Series 2017 Note no longer being a "qualified tax- exempt bond." (c) The above adjustments shall be cumulative, but in no event shall the interest rate on the Series 2017 Note exceed the maximum rate permitted by law. The above adjustments to the interest rate on the Series 2017 Note shall be effective on (i) the earlier of the date of the Determination of Taxability or the date on which the interest on the Series 2017 Note became taxable by virtue of the Determination of Taxability, or (ii) the date the Series 2017 Note is no longer deemed to be a "qualified tax-exempt bond" within the meaning of Section 265(b)(3) of the Code; provided such adjustment shall not become payable until after notice has been given pursuant to Section 2.06(a) hereof. Interest on the Series 2017 Note and all other tax rates and interest rates are expressed as annual rates. However, proper partial adjustment shall be made if the tax law change is effective after the first day of the Noteholder's tax year or if interest on the Series 2017 Note does not accrue for the entire tax year of the Noteholder. (d) If any adjustments made to the interest rate on the Series 2017 Note pursuant to the terms of this Section shall cause such interest rate to be in violation of the maximum interest rate provisions of Section 215.84, Florida Statutes, the Series 2017 Note shall be subject to mandatory redemption, upon thirty (30) days' notice from the Noteholder or its assigns to redeem the Series 2017 Note. SECTION 2.07. FORM OF SERIES 2017 NOTE. The text of the Series 2017 Note shall be in substantially the following form with such omissions, insertions and variations, as may be necessary and/or desirable and approved by the Authorized Issuer Representative prior to the issuance thereof (which necessity and/or desirability and approval shall be presumed by such officer's execution of the Series 2017 Note and the Issuer's delivery of the Series 2017 Note to the purchaser or purchasers thereof): * * * * * BEGIN FORM OF SERIES 2017 NOTE * * * * * Resolution No. 17-1431 Page 12 No. RA-1 UNITED STATES OF AMERICA STATE OF FLORIDA CITY OF LONGWOOD, FLORIDA CAPITAL Il"ROVEMENT REVENUE NOTE, SERIES 2017 $4,000,000 KNOW ALL MEN BY THESE PRESENTS that the City of Longwood, Florida (the "Issuer"), for value received, hereby promises to pay, in the manner provided herein, to IBERIABANK, as registered owner, or registered assigns (the "Holder"), the principal sum of $4,000,000 solely from the Pledged Funds (hereinafter defined) and to pay interest on the unpaid balance thereof from the date hereof. Interest shall be payable in arrears on the dates set forth below, at an annual rate equal to 2.78% per annum, computed based on an actual/360 day basis, subject to adjustment as described herein. The principal of this Series 2017 Note shall be payable on December 3, 2017 and annually thereafter in the amounts set forth below on December 3 of each year, through and including December 3, 2031, on which date all unpaid principal and interest due shall be due and payable in full: Dates December 3, 2017 December 3, 2018 December 3, 2019 December 3, 2020 December 3, 2021 December 3, 2022 December 3, 2023 December 3, 2024 December 3, 2025 December 3, 2026 December 3, 2027 December 3, 2028 December 3, 2029 December 3, 2030 December 3, 2031 *Final Maturity Principal Payments $260,993.55 221,707.72 227,956.80 234,128.00 240,981.17 247,773.49 254,757.26 261,759.37 269,315.86 276,906.83 284,711.75 292,642.54 300,985.12 309,468.72 315,911.82 Resolution No. 17-1431 Page 13 Interest shall be payable on each December 3, commencing December 3, 2017 (accruing from and including each December 3rd through and including the following December 2nd, each an "Accrual Period"). All payments of principal and interest shall be made on the first Business Day immediately following an Accrual Period (each, a "Payment Date"). The interest rate on this Series 2017 Note is subject to adjustment as provided for in the Resolution defined below. Both principal of and interest on this Series 2017 Note are payable in lawful money of the United States of America by check or draft of the Paying Agent (as defined in the Resolution) appointed by the Issuer to the owner of record hereof, or by bank wire or transfer as such owner may specify in writing to the Issuer or otherwise as such owner and the Issuer shall agree, as such owner shall appear in the registration books of the Issuer on the 15th day of the month prior to such Payment Date. If a Payment Date for this Series 2017 Note is not a Business Day, such payment may be made on the next succeeding Business Day with the same force and effect as if paid on the Payment Date, and no interest on any principal amount shall accrue for the period after such Payment Date. Upon payment in full of this Series 2017 Note, the Holder hereof agrees to return the same to the Issuer. This Series 2017 Note is issued for the principal purpose of providing moneys to finance the cost of certain capital improvements as specified and defined in the Resolution, under the authority of and in full compliance with the Constitution and laws of the State of Florida, particularly Chapter 166, Florida Statutes, the Issuer's Charter, the Issuer's Ordinance No. 17-2113, duly enacted by the City Commission on May 1, 2017 (the "Financing Ordinance"), the Issuer's Resolution No. 17-1431, duly adopted by the City Commission on May 1, 2017 (the "Resolution"), and other applicable provisions of law (the "Act") and is subject to all the terms and conditions of the Resolution. This Series 2017 Note and the interest hereon are payable from (1) the Non -Ad Valorem Revenues which have been budgeted and appropriated by the Issuer in its annual budget for payment of the Series 2017 Note and deposited to the Payment Account as described in the Resolution, and (2) until applied in accordance with the provisions of the Resolution, all moneys, including investments thereof, in the funds and accounts established under the Resolution (other than the Rebate Account); all in the manner and to the extent described in the Resolution (collectively, the "Pledged Funds"). IT IS EXPRESSLY AGREED BY THE HOLDER OF THIS SERIES 2017 NOTE THAT THE FULL FAITH AND CREDIT OF THE ISSUER, THE STATE OF FLORIDA, OR ANY POLITICAL SUBDIVISION THEREOF, ARE NOT PLEDGED TO THE PAYMENT OF THE PRINCIPAL OF, PREMIUM, IF ANY, AND INTEREST ON THIS SERIES 2017 NOTE AND THAT SUCH HOLDER SHALL NEVER HAVE THE RIGHT TO REQUIRE OR COMPEL THE EXERCISE OF ANY AD VALOREM TAXING POWER OF THE ISSUER, THE STATE OF FLORIDA, OR ANY POLITICAL SUBDIVISION THEREOF, TO THE PAYMENT OF SUCH PRINCIPAL, Resolution No. 17-1431 Page 14 PREMIUM, IF ANY, AND INTEREST. THIS SERIES 2017 NOTE AND THE OBLIGATION EVIDENCED HEREBY SHALL NOT CONSTITUTE A LIEN UPON ANY PROPERTY OF THE ISSUER OR THE SERIES 2017 PROJECT (AS DESCRIBED IN THE RESOLUTION), BUT SHALL BE PAYABLE SOLELY FROM THE PLEDGED FUNDS TO THE EXTENT DESCRIBED IN THE RESOLUTION. Neither the Authorized Issuer Representative or any other members of the City Commission of the Issuer, any person executing this Series 2017 Note, nor any other officer or employee of the Issuer, shall be liable personally hereon or be subject to any personal liability or accountability by reason of the issuance hereof. The transfer of this Series 2017 Note is registrable in accordance with the terms of the Resolution only upon the books of the Issuer kept for that purpose at the principal office of the Registrar (as defined in the Resolution) by the Holder hereof in person or by its attorney duly authorized in writing, upon the surrender of this Series 2017 Note together with a written instrument of transfer satisfactory to the Registrar duly executed by the Holder or its attorney duly authorized in writing, and thereupon a new Series 2017 Note in the same aggregate principal amount shall be issued to the transferee in exchange therefor, and upon the payment of the charges, if any, permitted by the Resolution, subject to the restrictions set forth in the Resolution. This Series 2017 Note is issuable in fully registered form initially in the denomination of $4,000,000. The Issuer and any Paying Agent may treat the registered Holder of this Series 2017 Note as the absolute owner hereof for all purposes, whether or not this Series 2017 Note shall be overdue, and shall not be affected by any notice to the contrary. This Series 2017 Note is subject to optional redemption prior to its stated date of maturity, in whole or in part, on any date, at a price of 100% of the principal amount to be redeemed, plus accrued interest to the redemption date, with two (2) Business Days advance written notice to the Holder hereof. This Series 2017 Note is also subject to mandatory redemption under certain circumstances, as described in the Resolution. The Issuer has designated this Series 2017 Note as a "qualified tax-exempt obligation" pursuant to Section 265(b)(3) of the Internal Revenue Code of 1986, as amended. In the event that principal or interest remains unpaid ten (10) days after the due date, a late fee equal to the lesser of $100 or five percent (5%) of the unpaid amount shall be due to the Holder. Reference to the Resolution and any and all resolutions supplemental thereto and modifications and amendments thereof, to the Financing Ordinance and any and all ordinances supplemental thereto and modifications and amendments thereof, and to the Act is made for a description of the pledge and covenants securing this Series 2017 Note, Resolution No. 17-1431 Page 15 the nature, manner and extent of enforcement of such pledge and covenants and the rights, duties, immunities and obligations of the Issuer. It is hereby certified and recited that all acts, conditions and things required to exist, to happen and to be performed precedent to and in connection with the issuance of this Series 2017 Note, exist, have happened and have been performed, in regular and due form and time as required by the laws and Constitution of the State of Florida applicable thereto, and that the issuance of this Series 2017 Note does not violate any constitutional or statutory limitations or provisions. IN WITNESS WHEREOF, the City Commission of the City of Longwood, Florida has issued this Series 2017 Note and has caused the same to be executed by the manual or facsimile signature of its Authorized Issuer Representative, its official seal or a facsimile thereof to be affixed or reproduced hereon, and countersigned and attested to by the manual or facsimile signature of its Clerk, all as of the 3rd day of May, 2017. (SEAL) ATTEST: CITY OF LONGWOOD, FLORIDA Resolution No. 17-1431 Page 16 Authorized Issuer ASSIGNMENT FOR VALUE RECEIVED, the undersigned sells, assigns and transfers unto Insert Social Security or Other Identifying Number of Assignee (Name and Address of Assignee) the within Series 2017 Note and does hereby irrevocably constitute and appoint as attorneys to register the transfer of the said Series 2017 Note on the books kept for registration thereof with full power of substitution in the premises. Dated: Signature guaranteed: NOTICE: Signature(s) must be guaranteed by an institution which is a participant in the Securities Transfer Agent Medallion Program (STAMP) or similar program. NOTICE: The signature to this assignment must correspond with the name of the registered Holder as it appears upon the face of the within Series 2017 Note in every particular, without alteration or enlargement or any change whatever and the Social Security or other identifying number of such assignee must be supplied. * * * * * END FORM OF SERIES 2017 NOTE Resolution No. 17-1431 Page 17 ARTICLE III REDEMPTION OF SERIES 2017 NOTE SECTION 3.01. NOTICE OF REDEMPTION. Except as otherwise provided herein, notice of any redemption, which shall specify the Series 2017 Note (or portions thereof) to be redeemed, the Redemption Price thereof and the date and place for redemption, shall be mailed first class, postage prepaid, at least two (2) Business Days prior to the redemption date to the Noteholder at its address as it appears on the registration books kept by the Registrar. SECTION 3.02. REDEMPTION OF PORTIONS OF SERIES 2017 NOTE. Notice of redemption having been given substantially as aforesaid, the Series 2017 or portions of the Series 2017 Note so to be redeemed shall, on the redemption date, become due and payable at the Redemption Price therein specified, and from and after such date (unless the Issuer shall default in the payment of the Redemption Price) such Series 2017 Note or portions of the Series 2017 Note shall cease to bear interest. SECTION 3.03. PURCHASE OF SERIES 2017 NOTE BY ISSUER. The Series 2017 Note purchased by the Issuer shall be canceled. SECTION 3.04. PERMITTED AND REQUIRED REDEMPTIONS OF THE SERIES 2017 NOTE. (a) The Series 2017 Note is subject to optional redemption prior to its stated date of maturity, in whole or in part, on any date, at a price of 100% of the principal amount to be redeemed, plus accrued interest to the redemption date, with two (2) Business Days advance written notice to the Noteholder hereof. (b) The Series 2017 Note shall be subject to mandatory redemption in whole, at a price equal to the Redemption Price, upon the occurrence of the circumstances described in Section 2.06(d) hereof. Resolution No. 17-1431 Page 18 ARTICLE IV SECURITY, SPECIAL FUNDS AND APPLICATION THEREOF SECTION 4.01. SERIES 2017 NOTE NOT TO BE INDEBTEDNESS OF ISSUER. The Series 2017 Note shall not be or constitute a general obligation or indebtedness of the Issuer as "bonds" within the meaning of any constitutional or statutory provision, but shall be a special obligation of the Issuer, payable solely from the Pledged Funds in accordance with the terms of this Resolution. No Noteholder shall ever have the right to compel the exercise of any ad valorem taxing power to pay the Series 2017 Note, or be entitled to payment of the Series 2017 Note from any moneys of the Issuer, except from the Pledged Funds, in the manner provided herein. The Series 2017 Note and the obligation evidenced hereby shall not constitute a lien upon any property of the Issuer or the Series 2017 Project but shall be payable solely from the Pledged Funds to the extent described in this Resolution. SECTION 4.02. COVENANT TO BUDGET AND APPROPRIATE. Subject to the next paragraph below, the Issuer covenants and agrees to appropriate in its annual budget, by amendment, if necessary, from Non -Ad Valorem Revenues legally available in each Fiscal Year, amounts sufficient to pay the principal of, redemption premium, if any, and interest on the Series 2017 Note when due each Fiscal Year. Such covenant and agreement on the part of the Issuer to budget and appropriate such amounts of Non -Ad Valorem Revenues, if any, shall be cumulative to the extent not paid, and shall continue until such Non -Ad Valorem Revenues or other legally available funds in amounts sufficient to make all such required payments shall have been budgeted, appropriated and actually paid. Notwithstanding the foregoing, the Issuer shall not covenant to maintain any services or programs, now provided or maintained by the Issuer, which generate Non -Ad Valorem Revenues. Such covenant to budget and appropriate shall not create any lien upon or pledge of such Non -Ad Valorem Revenues, nor shall it preclude the Issuer from pledging in the future its Non -Ad Valorem Revenues, nor shall it require the Issuer to levy and collect any particular Non -Ad Valorem Revenues, nor shall it give the Noteholder a prior claim on the Non -Ad Valorem Revenues as opposed to claims of general creditors of the Issuer. Such covenant to appropriate Non -Ad Valorem Revenues shall be subject in all respects to the payment of obligations secured by a pledge of such Non -Ad Valorem Revenues heretofore or hereafter entered into (including the payment of debt service on bonds and other debt instruments). However, the covenant to budget and appropriate in its general annual budget for the purposes and in the manner stated herein shall have the effect of making available for the payment of the Series 2017 Note, in the manner described herein, Non -Ad Valorem Revenues and placing on the Issuer a positive duty to appropriate and budget, by amendment, if necessary amounts sufficient to meet its obligations hereunder; subject, however, in all respects to the restrictions of Resolution No. 17-1431 Page 19 Section 166.241, Florida Statutes, which provides, in part, that the governing body of each municipality make appropriations for each Fiscal Year which, in any one year, shall not exceed the amount to be received from taxation or other revenue sources; and subject, further, to the payment of services and programs which are for essential public purposes affecting the health, safety and welfare of the inhabitants of the Issuer or which are legally mandated by applicable law. SECTION 4.03. CONSTRUCTION FUND. The Issuer covenants and agrees to establish a special fund to be known as the "City of Longwood, Florida Capital Improvement Revenue Note Construction Fund," which shall be used only for payment of the Cost of the Series 2017 Project. Moneys in the Construction Fund, until applied in payment of any item of the Cost of the Series 2017 Project in the manner hereinafter provided, shall be held in trust by the Issuer, and shall be subject to a lien and charge in favor of the Noteholder and for the further security of such Noteholder. The proceeds of insurance maintained against physical loss of or damage to the Series 2017 Project, or the contractors' performance bonds with respect thereto pertaining to the period of construction thereof, if any, shall be deposited into the Construction Fund. The Issuer covenants that the acquisition, construction and installation of the Series 2017 Project will be completed without delay and in accordance with sound engineering practices. The Issuer shall make disbursements or payments from the Construction Fund to pay the Cost of the Series 2017 Project. The Issuer shall keep records of such disbursements and payments and shall retain all such records for six (6) years from the dates of such records. The date of completion of acquisition and construction of the Series 2017 Project shall be determined by an Authorized Issuer Representative who shall certify such fact in writing to the City Commission. Promptly after the date of the completion of the Series 2017 Project, and after paying or making provisions for the payment of all unpaid items of the Cost of the Series 2017 Project, the Issuer shall deposit any balance of moneys remaining in the Construction Fund to the Redemption Account. SECTION 4.04. FUNDS AND ACCOUNTS. (a) Establishment of Funds and Accounts. The Issuer covenants and agrees to establish a special fund to be known as the "City of Longwood, Florida Capital Improvement Revenue Note Debt Service Fund." The Issuer shall maintain in the Debt Service Fund three accounts: the "Payment Account," the "Redemption Account" and the "Rebate Account." Moneys in the Payment Account and the Redemption Account shall be held in trust for and be subject to a lien and charge in favor of the Noteholder and for the further security of such Noteholder. Resolution No. 17-1431 Page 20 (b) Payment Account. On or before the Business Day prior to each date fixed for the payment of principal or interest on the Series 2017 Note, the Issuer shall deposit from Non -Ad Valorem Revenues budgeted and appropriated pursuant to the covenant contained herein to the Payment Account the amounts sufficient to pay the interest and principal becoming due on the Series 2017 Note on the next Payment Date therefor. In the event the Issuer shall determine that any moneys in the Payment Account shall not be required to pay the principal or interest of the Series 2017 Note coming due on the otherwise corresponding Payment Date because the Series 2017 Note has been called or redeemed or due to an excess of funds in such account, the Issuer shall transfer such moneys to the Redemption Account. In no event shall any moneys remain on deposit in the Payment Account for a period greater than 13 months. (c) Redemption Account. The Issuer shall deposit into the Redemption Account any amount to be applied to the redemption of the Series 2017 Note pursuant to Article III hereof. Excess moneys on deposit in the Construction Fund shall be deposited to the Redemption Account in accordance with the provisions of Section 4.03 hereof. SECTION 4.05. REBATE ACCOUNT. Amounts on deposit in the Rebate Account shall be held in trust by the Issuer and used solely to make required rebates to the United States and the Noteholder shall have no right to have the same applied for debt service on the Series 2017 Note. The Issuer agrees to undertake all actions required of it in its Certificate as to Arbitrage and Certain Other Tax Matters, dated the date of issuance of the Series 2017 Note, as well as any successor Certificate thereto, including, but not limited to: (a) making a determination in accordance with the Code of the amount required to be deposited in the Rebate Account; (b) depositing the amount required to make timely rebate payments to the United States government; (c) paying on the dates and in the manner required by the Code to the United States Treasury from the Rebate Account and any other legally available moneys of the Issuer such amounts as shall be required by the Code to be rebated to the United States Treasury; and (d) keeping such records of the determinations made pursuant to this Section 4.05 as shall be required by the Code, as well as evidence of the fair market value of any investments purchased with "gross proceeds" of the Series 2017 Note (as defined in the Code). The provisions of the above -described Certificate as to Arbitrage and Certain Other Tax Matters may be amended from time to time as shall be necessary, in the opinion of Note Counsel, to comply with the provisions of the Code. Resolution No. 17-1431 Page 21 SECTION 4.06. INVESTMENTS. The Construction Fund and the Debt Service Fund shall be continuously secured in the manner by which the deposit of public funds are authorized to be secured by the laws of the State. Moneys on deposit in the Construction Fund and the Debt Service Fund may be invested and reinvested in Authorized Investments maturing not later than the date on which the moneys therein will be needed. Any and all income received by the Issuer from the investment of moneys in the Construction Fund, the Redemption Account, the Payment Account and the Rebate Account shall be retained in such respective fund or account. All investments shall be valued at amortized cost. Nothing contained in this Resolution shall prevent any Authorized Investments acquired as investments of or security for funds held under this Resolution from being issued or held in book -entry form on the books of the Department of the Treasury of the United States. SECTION 4.07. SEPARATE ACCOUNTS. The moneys required to be accounted for in each of the foregoing funds and accounts established herein may be deposited in a single bank account, and funds allocated to the various funds and accounts established herein may be invested in a common investment pool, provided that adequate accounting records are maintained to reflect and control the restricted allocation of the moneys on deposit therein and such investments for the various purposes of such funds and accounts as herein provided. The designation and establishment of the various funds and accounts in and by this Resolution shall not be construed to require the establishment of any completely independent, self -balancing funds as such term is commonly defined and used in governmental accounting, but rather is intended solely to constitute an earmarking of certain revenues for certain purposes and to establish certain priorities for application of such revenues as herein provided. Resolution No. 17-1431 Page 22 ARTICLE V COVENANTS OF THE ISSUER SECTION 5.01. PAYMENT OF THE SERIES 2017 NOTE. The Issuer covenants that it will promptly pay the principal of and interest on the Series 2017 Note from the Non -Ad Valorem Revenues at the place, on the dates and in the manner provided herein and in the Series 2017 Note, in accordance with the terms thereof. SECTION 5.02. BOOKS AND RECORDS. The Issuer will keep books and records of the receipt of the Non -Ad Valorem Revenues and the funds and accounts established hereunder in accordance with generally accepted accounting principles, and the Noteholder shall have the right at all reasonable times to inspect the records, accounts and data of the Issuer relating thereto. SECTION 5.03. ANNUAL AUDIT, BUDGET AND OTHER FINANCIAL INFORMATION. (a) The Issuer shall, immediately after the close of each Fiscal Year, cause the financial statements of the Issuer to be properly audited by a recognized independent certified public accountant or recognized independent firm of certified public accountants, and shall require such accountants to complete their report on the annual financial statements in accordance with applicable law. The annual financial statements shall be prepared in conformity with generally accepted accounting principles. A copy of the Issuer's Comprehensive Annual Financial Report, which contains the audited financial statements for each Fiscal Year, shall be furnished to the Noteholder, at no cost, as soon as it becomes available but not later than 270 days after each Fiscal Year end. (b) The Issuer shall provide the Noteholder, at no cost, with a copy of the annual budget for the next Fiscal Year as soon as available and in any event no later than thirty (30) days after adoption of the same and any other financial information the Noteholder may reasonably request. SECTION 5.04. FEDERAL INCOME TAX COVENANTS. The Issuer covenants with the Noteholder that it shall not use the proceeds of the Series 2017 Note in any manner which would cause the interest on the Series 2017 Note to be included in gross income for purposes of federal income taxation (to the extent not otherwise included therein on the date of issuance of the Series 2017 Note). The Issuer covenants with the Noteholder that neither the Issuer nor any Person under its control or direction will make any use of the proceeds of the Series 2017 Note (or amounts deemed to be proceeds under the Code) in any manner which would cause the Series 2017 Note to be "arbitrage bonds" within the meaning of Section 148 of the Code and neither the Issuer nor any other Person shall do any act or fail to do any act which would cause the interest on the Series 2017 Note to be included in gross income Resolution No. 17-1431 Page 23 for purposes of federal income taxation (to the extent not otherwise included therein on the date of issuance of the Series 2017 Note). The Issuer hereby covenants with the Noteholder that it will comply with all provisions of the Code necessary to maintain the exclusion of interest on the Series 2017 Note from gross income for purposes of federal income taxation (to the extent not otherwise included therein on the date of issuance of the Series 2017 Note), including, in particular, the payment of any amount required to be rebated to the United States Treasury pursuant to the Code. Resolution No. 17-1431 Page 24 ARTICLE VI DEFAULTS AND REMEDIES SECTION 6.01. EVENTS OF DEFAULT. The following events shall each constitute an "Event of Default": (a) Payment of the principal of, redemption premium, if any, or interest on the Series 2017 Note is not made within thirty (30) days of when the same becomes due and payable. (b) The Issuer shall default in the due and punctual performance of any other of the covenants, conditions, agreements and provisions contained in the Series 2017 Note or in this Resolution (other than defaults referenced in Section 6.01(a) and Section 6.01(c) hereof) on the part of the Issuer to be performed, and such default shall continue for a period of thirty (30) days after written notice of such default shall have been received from the Noteholder. Notwithstanding the foregoing, and provided that no such grace period shall exceed sixty (60) days, the Issuer shall not be deemed in default hereunder if such default can be cured within a reasonable period of time and if the Issuer in good faith institutes curative action and diligently pursues such action until the default has been corrected. (c) An Act of Bankruptcy shall have occurred with respect to the Issuer. Notice of any default by the Issuer hereunder shall be given immediately to the Noteholder. SECTION 6.02. REMEDIES. Whenever any Event of Default referred to in Section 6.01 hereof shall have happened and be continuing, the Noteholder or its assigns may take one or any combination of the following remedial steps: (a) Have reasonable access to and inspect, examine and make copies of the books and records and any and all accounts and data of the Issuer during regular business hours; or (b) Take whatever action at law or in equity may appear necessary or desirable to collect the amounts then due and thereafter to become due, or to enforce performance and observance of any obligation, agreement or covenant of the Issuer under this Resolution. Notwithstanding the foregoing, no Noteholder shall have the right to declare the unpaid principal amount of the Series 2017 Note immediately due and payable. The Issuer will reimburse the Noteholder and its agents for all reasonable legal and collection costs incurred in the exercise of its remedies or to collect its payments in the case of an Resolution No. 17-1431 Page 25 Event of Default, and no other creditor approvals will be required prior to the execution of such remedies. In the event that principal or interest remains unpaid ten (10) days after the due date, a late fee equal to the lesser of $100 or five percent (5%) of the unpaid amount shall be due to the Noteholder. SECTION 6.03. REMEDIES CUMULATIVE. No remedy herein conferred upon or reserved to the Noteholder is intended to be exclusive of any other remedy or remedies, and each and every such remedy shall be cumulative, and shall be in addition to every other remedy given hereunder or now or hereafter existing at law or in equity or by statute. If any remedial action is discontinued or abandoned, the Noteholder shall be restored to its former position. SECTION 6.04. WAIVER OF DEFAULT. No delay or omission of the Noteholder to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver of any such default, or an acquiescence therein; and every power and remedy given by this Article VI to the Noteholder may be exercised from time to time, and as often as may be deemed expedient. Resolution No. 17-1431 Page 26 ARTICLE VU SUPPLEMENTAL RESOLUTIONS SECTION 7.01. SUPPLEMENTAL RESOLUTION WITH NOTEHOLDER'S CONSENT. The Issuer may not amend or supplement this Resolution except with the prior written consent of the Noteholder. Resolution No. 17-1431 Page 27 ARTICLE VH1 MISCELLANEOUS SECTION 8.01. SALE OF SERIES 2017 NOTE. The negotiated sale of the Series 2017 Note to the Noteholder is hereby authorized at a price equal to 100% of the principal amount of the Series 2017 Note. In addition, the Issuer will pay the costs of the Noteholder's counsel in connection with the closing of the Series 2017 Note, in the amount of $3,500.00. SECTION 8.02. APPOINTMENT OF PAYING AGENT AND REGISTRAR. The Issuer hereby appoints the Clerk as Registrar and Paying Agent with respect to the Series 2017 Note. SECTION 8.03. SEVERABILITY OF INVALID PROVISIONS. If any one or more of the covenants, agreements or provisions of this Resolution shall be held contrary to any express provision of law or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed separable from the remaining covenants, agreements and provisions of this Resolution and shall in no way affect the validity of any of the other covenants, agreements or provisions hereof or of the Series 2017 Note issued hereunder. SECTION 8.04. REPEAL OF INCONSISTENT RESOLUTIONS. All resolutions or parts thereof in conflict herewith are hereby superseded and repealed to the extent of such conflict. SECTION 8.05. WAIVER OF RIGHT TO TRIAL BY JURY; VENUE. The Issuer and, by its purchase of the Series 2017 Note, the Noteholder hereby irrevocably and voluntarily waives any right it may have to a trial by jury in respect of any controversy or claims between themselves, whether in contract, by tort or law, that arise out of or relate to this Resolution or the Series 2017 Note or any document related hereto or thereto, and agree that exclusive venue for such suit or action shall be Seminole County, Florida. SECTION 8.06. AUTHORIZATION OF AUTHORIZED ISSUER REPRESENTATIVE. For purposes of this Resolution, Joseph Durso, as a member of the City Commission, is hereby designated as an Authorized Issuer Representative and is hereby authorized and directed to do all acts and things required of an Authorized Issuer Representative hereunder. SECTION 8.07. GENERAL AUTHORITY. The Authorized Issuer Representatives, Clerk, officers, attorneys, or other agents or employees of the Issuer are hereby authorized to do all acts and things (including without limitation, the execution and delivery of the Series 2017 Note, documents, agreements and instruments) required Resolution No. 17-1431 Page 28 of them by this Resolution, the issuance of the Series 2017 Note and the related financing documents, and to do all acts and things which are desirable and consistent with the requirements hereof or of the financing documents, for the full, punctual and complete performance of all the terms, covenants and agreements contained herein, in the Series 2017 Note and in the financing documents. If the Authorized Issuer Representative is unavailable or unable at any time to perform any duties or functions hereunder, then any other duly authorized member of the City Commission is hereby authorized to act on his behalf. SECTION 8.08. EFFECTIVE DATE. This Resolution shall take effect immediately upon its adoption. DULY ADOPTED this 1 st day of May, 2017. CITY OF LONGWOOD, FLORIDA ATTEST: APPROVED AS TO FORM AND LEGALITY FOR THE USE AND RELIANCE OF THE CITY OF LONGWOOD, FLORIDA ONLY: Resolution No. 17-1431 Page 29